How a security check can help reduce your vacation home insurance premium

Most insurance companies now require a signed report showing that an empty vacation home has been checked once or twice a month during the off-season.

Goldstar cleaning crews will combine their housekeeping visit with an insurance security check, and record the date, time and results of their visit so you can send a clear record to your insurance company.

This means you get to enjoy your vacation time without worrying about cleaning – and it could save your house insurance premiums from rocketing if you need to claim repairs.

 

Security checklist

Goldstar cleaning crews routinely check for:

• Open or unlocked windows and doors all around the building

• Signs of attempted break in or vandalism

• Lights or appliances that have accidentally been left on, causing high energy bills and a risk of fire.

• Broken or incorrectly programmed heating systems, which could cause your pipes to freeze in winter

• Sounds or signs that there might be a water leak or damage

• Early signs of rodent or pest infestation

 

They also:

• Flush each toilet and scrub the water line to avoid build up of limescale

• Check all lights to make sure no bulbs have blown

• Can carry out deep cleaning tasks, such as carpet or furniture steam cleaning

 

Potential damage

Goldstar owner Jill Barclay has seen first hand the damage that can be caused by a small problem that is left unnoticed for weeks.

“I knew one client who started using our services after a pipe in their basement burst, causing thousands of dollars of damage.

“When they last visited the home it would only have been a small drip in the water filtration system that they didn’t notice, but during the summer the pipe burst, flooding the entire basement.

“Unfortunately because they hadn’t used any kind of security check contingency plan, the insurance was cancelled and they had to cover the huge cost of the damage themselves.”

 

Rental peace of mind 

When you rent out your vacation home, it’s particularly important to make sure everything is in good shape before your renters get there, says Jill.

“At another of our client’s homes, snow had piled up against a plexi glass barrier around the deck, causing it to shatter and making it unsafe to use.

“We came round to check the vacation home ahead of a rental, and were able to clean it up and get it replaced before the renters got there, which meant the owners didn’t have to cancel the booking or deal with poor reviews of their rental vacation home.”

Contact Goldstar now to arrange for a personalized quote to clean and check your home.